Top 30 Cheapest Places To Live In Arkansas (2025)

Arkansas is a state known for its natural beauty, southern hospitality, and affordable lifestyle. For individuals, families, and retirees searching for financial stability without sacrificing quality of life, the state offers some of the cheapest places to live in Arkansas. These towns and cities provide a combination of low housing costs, inexpensive utilities, and access to essential amenities. Choosing one of these locations makes it possible to live comfortably while keeping expenses well below the national average.

Top 30 Cheapest Places To Live In Arkansas

1. Forrest City

Forrest City is one of the cheapest places to live in Arkansas, known for its low housing costs and affordable utilities. The city has a welcoming community with easy access to Memphis for work or entertainment. Residents enjoy a slower pace of life while still benefiting from urban conveniences nearby. With rental and home prices significantly below the state average, Forrest City stands out as a budget-friendly place where families, retirees, and young professionals can stretch their income further.

2. Blytheville

Blytheville consistently ranks among the cheapest places to live in Arkansas due to its very low property values and reasonable cost of living. Situated in the Mississippi Delta, the city offers affordable homes that are perfect for first-time buyers or retirees on fixed incomes. While small, Blytheville has essential amenities, local businesses, and a strong community spirit. Proximity to Missouri and Tennessee also provides extra opportunities for work and travel, making it a smart choice for affordable living.

3. Pine Bluff

Pine Bluff is recognized as one of the cheapest places to live in Arkansas thanks to its affordable housing market and low daily expenses. Once an industrial hub, the city is reinventing itself with new opportunities in arts and culture. Its proximity to Little Rock allows residents to access big-city amenities without paying big-city prices. With inexpensive groceries, utilities, and housing, Pine Bluff offers a chance for individuals and families to live comfortably while staying on budget.

4. West Memphis

West Memphis is one of the cheapest places to live in Arkansas, offering affordable housing and excellent access to jobs in Memphis, Tennessee. Residents benefit from significantly lower living costs compared to the big city across the river, making it a great option for commuters. West Memphis also provides community amenities such as parks, schools, and local dining at very reasonable prices. For those who want to save money without sacrificing location, West Memphis is an ideal choice.

5. Camden

Camden is among the cheapest places to live in Arkansas, with its affordable real estate market and low cost of utilities. Known for its small-town charm and historic atmosphere, Camden provides residents with peace, safety, and affordability. Families and retirees are drawn to its quiet neighborhoods and budget-friendly lifestyle. The town also has strong roots in manufacturing and defense-related industries, which provide local employment. Overall, Camden is a financially smart place to settle without compromising on quality of life.

6. Helena-West Helena

Helena-West Helena stands out as one of the cheapest places to live in Arkansas, where home prices and rental rates are well below the state average. Located along the Mississippi River, this town blends history, culture, and affordability. It is best known for its blues heritage and vibrant music scene, making it both affordable and culturally rich. For those seeking a laid-back lifestyle with access to outdoor recreation and community pride, Helena-West Helena offers excellent value for money.

7. Newport

Newport is one of the cheapest places to live in Arkansas, offering affordable living in a quiet, family-friendly environment. Housing prices remain low, and the cost of groceries and transportation is very budget-friendly. Newport has a strong local community and provides easy access to outdoor activities along the White River. With a mix of small-town charm and low expenses, Newport is ideal for those who want to maximize savings while enjoying a comfortable lifestyle in northeast Arkansas.

8. Osceola

Osceola ranks among the cheapest places to live in Arkansas, particularly for homebuyers seeking low property costs. This Mississippi County town offers affordable housing and a cost of living far below the national average. Residents enjoy a welcoming atmosphere, local schools, and strong community ties. With its location near the Mississippi River and close to larger cities like Memphis, Osceola provides both convenience and affordability. Its budget-friendly lifestyle makes it appealing for families and retirees alike.

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9. Stuttgart

Stuttgart is one of the cheapest places to live in Arkansas, with a strong agricultural base that keeps housing and living costs low. Known as the “Duck Capital of the World,” Stuttgart offers plenty of outdoor activities and a community-oriented lifestyle. Housing prices are well below the state average, making it attractive for families and retirees. The small-town setting, combined with affordable living expenses, makes Stuttgart a top choice for those wanting financial security without sacrificing quality of life.

10. Clarksville

Clarksville is a small town that stands as one of the cheapest places to live in Arkansas due to its affordable housing market and low cost of essentials. Nestled near the Ozark Mountains, Clarksville offers residents access to beautiful natural scenery and outdoor adventures. Despite its affordability, the city maintains good schools, community events, and a welcoming environment. For families, students at the University of the Ozarks, or retirees, Clarksville provides both affordability and a peaceful way of life.

11. Paragould

Paragould is one of the cheapest places to live in Arkansas, offering a mix of small-town living with affordable housing and low utility costs. Located in Greene County, Paragould provides residents with community-focused events, family-friendly neighborhoods, and access to good schools. The city also offers recreational areas, parks, and a growing job market, particularly in manufacturing and healthcare. With its affordability and strong community spirit, Paragould is an excellent choice for families and individuals looking to save while enjoying stability.

12. Hope

Hope is widely known as one of the cheapest places to live in Arkansas, with extremely affordable home prices and daily expenses. Famous as the birthplace of President Bill Clinton, Hope combines historic charm with a budget-friendly lifestyle. Residents enjoy a close-knit community, local festivals, and recreational opportunities. With its strong sense of history and community pride, combined with affordable living, Hope is an attractive destination for retirees, families, and anyone looking to stretch their income without sacrificing comfort.

13. Batesville

Batesville is considered one of the cheapest places to live in Arkansas due to its affordable housing market and low overall cost of living. Situated along the White River, Batesville offers residents access to natural beauty, historic charm, and modern amenities. It has quality schools, a regional medical center, and a growing economy supported by manufacturing and retail. Batesville blends affordability with convenience, making it ideal for families, students, and retirees who want both economic savings and a high quality of life.

14. Morrilton

Morrilton is among the cheapest places to live in Arkansas, offering affordable homes, low transportation costs, and a relaxed pace of life. Located near Petit Jean State Park, it provides residents with access to beautiful outdoor scenery and recreational activities. The town has a small but supportive community with local schools, healthcare services, and essential amenities. Morrilton’s affordability and natural setting make it an excellent option for families and retirees looking for comfort and financial stability.

15. Monticello

Monticello ranks as one of the cheapest places to live in Arkansas, with very affordable housing and a low cost of daily essentials. The presence of the University of Arkansas at Monticello adds youthful energy to the town while supporting local businesses. Residents enjoy a mix of small-town charm and opportunities for cultural and educational engagement. With its budget-friendly lifestyle, Monticello appeals to students, families, and retirees alike, making it a smart choice for affordable living in southeast Arkansas.

16. Beebe

Beebe is one of the cheapest places to live in Arkansas, with affordable housing and a small-town feel just outside Little Rock. Known for being the “Friendly City,” Beebe offers low utility costs, safe neighborhoods, and access to higher education through Arkansas State University-Beebe. Families and students appreciate the affordable lifestyle, while commuters enjoy the convenience of nearby urban opportunities. With its welcoming atmosphere and reasonable expenses, Beebe is a top choice for budget-conscious individuals.

17. Crossett

Crossett stands among the cheapest places to live in Arkansas, largely due to its affordable real estate and low cost of everyday living. As a town rooted in the timber industry, Crossett offers both work opportunities and a tight-knit community. Residents enjoy affordable groceries, utilities, and recreational activities. With a focus on family life and small-town traditions, Crossett provides financial ease and a comfortable lifestyle, making it ideal for those seeking to save money while enjoying southern charm.

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18. Malvern

Malvern is considered one of the cheapest places to live in Arkansas, offering affordable housing and a relaxed pace of life. Known as the “Brick Capital of the World,” Malvern combines historic character with a welcoming community. Its location near Hot Springs provides access to additional entertainment and job opportunities without high costs. The town features low property values, safe neighborhoods, and outdoor activities, making Malvern an attractive option for individuals and families searching for budget-friendly living.

19. Magnolia

Magnolia ranks as one of the cheapest places to live in Arkansas, offering affordable homes, inexpensive utilities, and a strong community atmosphere. The presence of Southern Arkansas University adds vibrancy to the town while supporting local businesses and cultural activities. Magnolia is also known for its annual festivals and outdoor recreation. With a low cost of living, access to education, and a lively community spirit, Magnolia appeals to students, families, and retirees looking for value and comfort.

20. El Dorado

El Dorado is one of the cheapest places to live in Arkansas, with affordable real estate and a rich cultural scene. Known for its oil history, the city has reinvented itself with arts, festivals, and music events while keeping the cost of living low. Residents benefit from inexpensive housing and daily necessities, along with opportunities for entertainment. El Dorado offers both affordability and a vibrant lifestyle, making it a great option for families and young professionals alike.

21. Harrison

Harrison is among the cheapest places to live in Arkansas, offering affordable housing and a peaceful lifestyle in the Ozark Mountains. This town is known for its scenic beauty, access to outdoor recreation, and welcoming community. Despite being small, Harrison offers good schools, healthcare facilities, and essential amenities at low costs. With low real estate prices and affordable everyday expenses, Harrison is attractive for retirees, families, and nature lovers seeking both savings and a comfortable life.

22. Dumas

Dumas is one of the cheapest places to live in Arkansas, with very affordable housing and a low cost of essentials. This small town in the Delta region offers a strong sense of community and a slower pace of life. Residents benefit from low property taxes and inexpensive groceries, utilities, and healthcare. With its focus on family and tradition, Dumas is an appealing option for individuals looking to save money while enjoying a friendly and affordable lifestyle.

23. Russellville

Russellville consistently ranks as one of the cheapest places to live in Arkansas due to its low housing costs and overall affordability. The presence of Arkansas Tech University brings educational opportunities, jobs, and cultural events while keeping the community vibrant. Russellville also provides easy access to Lake Dardanelle and the Ozark Mountains for outdoor recreation. With inexpensive daily living and a balance of small-town charm and activity, Russellville is a great choice for families, students, and retirees.

24. Wynne

Wynne is one of the cheapest places to live in Arkansas, offering affordable homes and a community-focused lifestyle. Located near Crowley’s Ridge, Wynne provides residents with access to beautiful landscapes and recreational opportunities. The cost of housing and utilities is far below the state average, making it easy for families to save money. With its small-town charm, friendly atmosphere, and budget-friendly expenses, Wynne is an appealing choice for people looking for both affordability and comfort.

25. De Queen

De Queen is considered one of the cheapest places to live in Arkansas, with very affordable real estate and a low cost of groceries and utilities. This town in Sevier County has a diverse community, supported by industries such as poultry and manufacturing. Outdoor lovers enjoy nearby lakes and forests, while families benefit from safe neighborhoods and good schools. With its mix of natural beauty and affordability, De Queen offers both comfort and financial stability for residents.

26. Van Buren

Van Buren is one of the cheapest places to live in Arkansas, offering affordable housing and convenient access to nearby Fort Smith. The town blends history, with its preserved downtown district, and modern amenities, all while keeping living costs low. Residents enjoy inexpensive groceries, housing, and healthcare, along with employment opportunities in the region. Van Buren’s affordability and charm make it a strong option for families, retirees, and commuters looking to save money without sacrificing convenience.

27. Searcy

Searcy ranks among the cheapest places to live in Arkansas, offering affordable homes and a welcoming atmosphere. It is home to Harding University, which adds cultural and educational opportunities to the town. Residents benefit from a strong sense of community, local businesses, and inexpensive living expenses. Searcy also provides access to healthcare, schools, and recreational options at a fraction of the cost found in larger cities. With its combination of affordability and quality of life, Searcy is highly appealing.

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28. Jacksonville

Jacksonville is one of the cheapest places to live in Arkansas, located just outside Little Rock. The city offers budget-friendly housing while providing quick access to jobs and entertainment in the capital. Jacksonville has strong military roots with Little Rock Air Force Base nearby, supporting local businesses and housing demand while keeping costs affordable. Families enjoy schools, parks, and community activities, all at low costs. Jacksonville is an excellent choice for those wanting affordable living near a big city.

29. Texarkana

Texarkana is considered one of the cheapest places to live in Arkansas, offering low-cost housing and the advantage of being part of a twin city with Texas. This location gives residents access to more job opportunities, shopping, and entertainment while maintaining affordable expenses. Texarkana blends small-town friendliness with larger-city convenience, making it attractive to commuters, families, and retirees. With budget-friendly living and access to both states, Texarkana offers a unique combination of affordability and opportunity.

30. Jonesboro

Jonesboro ranks as one of the cheapest places to live in Arkansas, with affordable housing, low utilities, and a thriving economy. As a regional hub in northeast Arkansas, Jonesboro offers job opportunities in healthcare, education, and retail. Arkansas State University adds a youthful energy and cultural scene to the city. Residents enjoy low living expenses while accessing urban conveniences like shopping, dining, and recreation. Jonesboro’s balance of affordability and growth makes it a top choice for families and professionals.

Reasons Why They Are The Cheapest Places to Live in Arkansas

  • Housing prices are far lower than the national average, making homeownership accessible.
  • Rental costs remain affordable, ideal for students and young families.
  • Utility bills, including electricity and water, are typically inexpensive due to regional resources.
  • Property taxes in Arkansas are among the lowest in the United States.
  • Groceries and food expenses are generally affordable across small towns.
  • Transportation costs, including fuel, are below the national average.
  • Smaller communities offer lower healthcare expenses and local clinics with budget-friendly services.
  • Entertainment and recreational activities are low-cost, with many free outdoor options.

Cost of Living in These Cheapest Places in Arkansas

  • Average housing costs are 30 to 50 percent lower than the national median.
  • Rental prices can be as low as \$600 to \$800 per month for quality apartments.
  • Utility expenses often range between \$150 to \$200 monthly, depending on usage.
  • Grocery bills for a family remain affordable, often under \$400 per month.
  • Transportation costs are low due to inexpensive fuel and short commute times.
  • Healthcare expenses are less than in larger states, with clinics providing affordable services.
  • Property taxes are minimal, averaging less than one percent of a home’s value annually.

Benefits of Living in These Cheapest Places in Arkansas

  • Affordable housing allows families to own homes without financial stress.
  • Peaceful small-town living creates a relaxed and safe environment.
  • Access to outdoor recreation such as hiking, fishing, and hunting adds free entertainment.
  • Strong community ties foster friendly neighborhoods and supportive networks.
  • Low daily expenses free up income for savings, investments, or leisure.
  • Proximity to larger cities allows access to job opportunities without high costs.
  • Retirees and young professionals alike benefit from the balance of affordability and comfort.

Conclusion

The cheapest places to live in Arkansas provide more than just low costs; they offer a lifestyle built on community, convenience, and natural beauty. With affordable housing, inexpensive daily expenses, and access to recreational opportunities, these towns and cities prove that living well does not have to mean spending more. Whether for students, families, or retirees, Arkansas stands out as one of the best states for achieving financial stability while enjoying a high quality of life.

 

 

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