Eddie PhilipsWhen it comes to maximizing rewards, UK consumers have a vast array of credit cards to choose from. From cashback to travel points and luxury perks, there is a card for every type of spender. This guide will explore the top 50 credit cards in the UK for rewards, helping you make an informed decision based on your lifestyle and spending habits.
Top Best 50 Credit Card In UK For Rewards
1. American Express Preferred Rewards Gold Card
Offers 25,000 bonus points upon signing up. Earn 1 point per £1 spent on general purchases and 2 points per £1 on travel and supermarkets.
2. American Express Platinum Cashback Everyday Card
Provides up to 5% cashback in the first 3 months and 1-1.25% cashback thereafter. Ideal for everyday spending.
3. American Express Platinum Cashback Credit Card
Earns up to 5% cashback for the first 3 months and up to 1.25% on all purchases afterward.
4. American Express British Airways Card
Earn Avios points on everyday spending and get bonus Avios on sign-up. Perfect for frequent flyers.
5. American Express BA Premium Plus Card
Generous Avios earning rates and travel benefits, including companion vouchers after a year.
6. American Express Gold Card
High points earning rate, travel insurance, and concierge services for luxury rewards.
7. American Express Air Rewards Card
Tailored for air travel, earning Avios points for flights and travel-related purchases.
8. American Express Nectar Credit Card
Earn Nectar points on everyday spending, with bonus points for online shopping.
9. American Express Marriott Bonvoy Card
Earn Bonvoy points for every £1 spent, ideal for hotel stays and travel perks.
10. American Express Platinum Travel Card
High reward points for travel-related purchases, including flights, hotels, and car rentals.
11. Santander All in One Credit Card
Offers cashback on all purchases plus perks like travel insurance.
12. Santander 123 Credit Card
Earn points on everyday spending and enjoy up to 3% cashback on selected categories.
13. Santander Rewards Credit Card
Designed for earning points for everyday purchases and supermarket spending.
14. Santander Zero Credit Card
No foreign transaction fees and rewards for purchases abroad.
15. Halifax Reward Credit Card
Earn reward points on everyday spending with added insurance benefits.
16. Halifax Clarity Credit Card
No foreign transaction fees and earns reward points on international spending.
17. Halifax Cashback Credit Card
Cashback on grocery shopping and selected retail categories.
18. Lloyds Bank Platinum Credit Card
Earn points for everyday purchases and enjoy balance transfer perks.
19. Lloyds Bank Avios Rewards Card
Accumulate Avios points for travel rewards and bonus sign-up points.
20. Lloyds Bank Cashback Credit Card
Cashback on everyday spending including groceries, fuel, and bills.
21. NatWest Reward Credit Card
Earn points on general spending, redeemable for gifts, vouchers, and travel.
22. NatWest Reward Platinum Credit Card
Enhanced reward rates on selected spending categories with travel insurance.
23. NatWest Reward Travel Card
Optimized for travel spending with reward points for flights and hotels.
24. Barclaycard Rewards Card
Earn points for every purchase, redeemable for cash or gifts.
25. Barclaycard Avios Rewards Card
Ideal for earning Avios on everyday spending, particularly travel-related purchases.
26. Barclaycard Cashback Card
Simple cashback scheme for everyday transactions.
27. Barclaycard Platinum Travel Card
Reward points focused on travel bookings and foreign spending.
28. HSBC Premier World Elite Mastercard
Earn points on all spending with premium travel perks and airport lounge access.
29. HSBC Rewards Credit Card
Points-based rewards on everyday spending with flexible redemption options.
30. HSBC Premier Credit Card
Premium rewards card for frequent travelers and luxury purchases.
31. HSBC Advance Credit Card
Rewards on everyday spending and bonus points for selected categories.
32. Tesco Bank Clubcard Credit Card
Earn Clubcard points on all purchases with bonus points for Tesco spending.
33. Tesco Bank Premium Clubcard Credit Card
Higher points on Tesco and Sainsbury shopping, ideal for supermarket spenders.
34. Tesco Bank Travel Money Credit Card
Earn points and enjoy foreign spending perks for travel purposes.
35. Sainsbury’s Nectar Credit Card
Earn Nectar points on every purchase, with extra points at Sainsbury’s.
36. Sainsbury’s Premium Nectar Credit Card
Enhanced points for supermarket and online shopping.
37. Sainsbury’s Travel Credit Card
Points focus on travel spending with bonus Nectar points for travel-related purchases.
38. M&S Bank Sparks Card
Earn Sparks points for every £1 spent at M&S or other purchases.
39. M&S Bank Premium Sparks Card
Higher earning rate for Sparks points and bonus rewards on special promotions.
40. M&S Bank Travel Card
Designed for earning points and rewards on travel bookings.
41. Virgin Money Reward Credit Card
Earn Virgin Points on everyday spending with bonus points offers.
42. Virgin Money Travel Credit Card
Extra points for flight and hotel bookings, perfect for frequent travelers.
43. Virgin Atlantic Reward Credit Card
Earn Flying Club miles on everyday purchases, redeemable for flights.
44. Virgin Atlantic Premium Credit Card
Higher mile-earning rates and exclusive travel perks.
45. Tesco Bank Clubcard Plus Card
Enhanced Clubcard points on household bills and supermarket shopping.
46. Tesco Bank Clubcard Cashback Card
Cashback alternative for those who prefer straightforward rewards.
47. NatWest Reward Black Credit Card
Premium points for travel, dining, and everyday spending.
48. American Express Everyday Card
Earn points quickly with bonus categories for frequent spenders.
49. American Express Green Card
Flexible rewards points with travel and shopping benefits.
50. American Express Everyday Preferred Card
Higher points for daily purchases and online spending bonuses.
Conclusion
Each of these cards offers unique reward schemes tailored to different spending habits. When selecting the best card, consider your spending categories, travel frequency, and whether you prefer points, miles, or cashback. By choosing wisely, you can turn everyday spending into valuable rewards.