Eldean WalterIllinois offers a wide variety of communities that make it an attractive state for retirement. From charming small towns to bustling suburban cities, the state provides retirees with excellent healthcare, diverse cultural opportunities, and a comfortable lifestyle. The best places to retire in Illinois balance affordability, safety, and access to amenities that enhance everyday living. Whether a retiree prefers the quiet of scenic towns or the excitement of urban settings, Illinois has a retirement destination that suits every preference.
Top 30 Best Places To Retire in Illinois
1. Naperville
Naperville consistently ranks as one of the best places to retire in Illinois because of its exceptional safety, well-developed healthcare facilities, and charming downtown. Retirees enjoy Riverwalk trails, cultural attractions, and easy access to Chicago without the hustle of city life. Its numerous senior programs, vibrant community centers, and wide selection of dining and shopping options make it appealing for those seeking an active yet comfortable lifestyle in retirement.
2. Springfield
As the state capital, Springfield is one of the best places to retire in Illinois due to its rich history and affordable cost of living. Retirees can explore Lincoln’s legacy, enjoy spacious parks, and take part in cultural events. The city offers excellent healthcare services and a slower pace of life, making it ideal for those who appreciate both urban conveniences and a relaxed atmosphere. Affordable housing also attracts retirees looking to stretch their retirement savings.
3. Peoria
Peoria stands out among the best places to retire in Illinois for its affordability and strong healthcare system. With the presence of OSF Saint Francis Medical Center and UnityPoint Health, retirees feel secure about medical access. The city also offers riverfront views, cultural performances, and recreational opportunities, making retirement both peaceful and stimulating. Its welcoming neighborhoods and lower property taxes compared to larger cities add to its overall appeal for retirees.
4. Rockford
Rockford is considered one of the best places to retire in Illinois because of its blend of affordability, cultural amenities, and natural beauty. Retirees enjoy the Anderson Japanese Gardens, local museums, and numerous parks. Healthcare options are strong, with several major hospitals serving the area. Rockford offers retirees a suburban lifestyle with access to city amenities, making it a balance between affordability and engagement in retirement years.
5. Evanston
Evanston is among the best places to retire in Illinois for those who want to stay close to Chicago while enjoying a calmer environment. Home to Northwestern University, Evanston has a vibrant arts and cultural scene, along with excellent healthcare facilities. Retirees enjoy lakefront views, walkable neighborhoods, and a strong sense of community. The intellectual and cultural opportunities available make it attractive to retirees who value lifelong learning and active social engagement.
6. Galena
Galena is one of the most charming best places to retire in Illinois, especially for retirees who value history and scenic beauty. Known for its 19th-century architecture, rolling hills, and small-town charm, Galena offers a peaceful retirement with plenty of outdoor activities. The cost of living is manageable, and the community is close-knit. Retirees who enjoy a slower pace, friendly neighbors, and beautiful landscapes find Galena an ideal retirement destination.
7. Oak Brook
Oak Brook is among the best places to retire in Illinois for retirees seeking luxury and convenience. With upscale shopping centers, fine dining, and well-maintained neighborhoods, Oak Brook offers a high-quality lifestyle. Access to top healthcare facilities, including Loyola University Medical Center nearby, adds to its appeal. The village provides safe, quiet living with quick access to Chicago’s cultural attractions, making it suitable for retirees who want a suburban yet sophisticated retirement.
8. Schaumburg
Schaumburg is considered one of the best places to retire in Illinois thanks to its strong community, healthcare access, and shopping amenities. Retirees enjoy Woodfield Mall, cultural centers, and numerous parks. The village is also home to senior programs that promote social connections. With affordable housing compared to Chicago suburbs and a wide array of entertainment, Schaumburg combines comfort and activity, making it a favorite choice for retirement.
9. Bloomington
Bloomington earns its place among the best places to retire in Illinois for its affordability and strong sense of community. Retirees benefit from a vibrant downtown, local theaters, and recreational facilities. Healthcare is reliable, with several hospitals and clinics serving the city. With lower housing costs and plenty of social opportunities, Bloomington is an attractive option for retirees who want a smaller-city atmosphere while still enjoying cultural amenities.
10. Decatur
Decatur is one of the most affordable best places to retire in Illinois, offering retirees low housing costs and a slower pace of life. The city provides several healthcare facilities, a strong park district, and cultural experiences like the Scovill Zoo and the Kirkland Fine Arts Center. Its central location makes it convenient for traveling to other Illinois cities. Retirees seeking peace, affordability, and a sense of community find Decatur a rewarding place to settle.
11. Wheaton
Wheaton is regarded as one of the best places to retire in Illinois because of its small-town charm and proximity to Chicago. It has a vibrant downtown filled with shops, restaurants, and cultural institutions like the Wheaton College Conservatory of Music. Retirees benefit from access to outstanding healthcare, local parks, and community programs. Wheaton’s safe neighborhoods and walkability make it appealing for those seeking a balance between tranquility and city convenience.
12. Champaign-Urbana
Home to the University of Illinois, Champaign-Urbana is one of the best places to retire in Illinois for retirees who value intellectual and cultural engagement. The area offers excellent healthcare facilities, cultural festivals, and diverse dining. Retirees can attend lectures, concerts, and enjoy extensive park systems. Affordable housing and a welcoming community make it an ideal spot for those seeking both affordability and vibrant living in retirement.
13. Arlington Heights
Arlington Heights ranks as one of the best places to retire in Illinois due to its suburban charm and cultural offerings. The village is home to the Metropolis Performing Arts Centre, numerous parks, and a thriving downtown. Retirees benefit from excellent healthcare access, safety, and a strong community feel. With plenty of dining and entertainment options, Arlington Heights provides an active and comfortable lifestyle for retirees who want suburban living near Chicago.
14. Glenview
Glenview is among the best places to retire in Illinois thanks to its upscale neighborhoods, abundant green spaces, and cultural amenities. The village offers retirees a safe and serene lifestyle with easy access to top hospitals and senior programs. The Grove National Historic Landmark and local golf courses provide recreational enjoyment. Glenview’s combination of suburban peace, healthcare access, and proximity to Chicago makes it a standout option for retirement.
15. Elmhurst
Elmhurst is one of the best places to retire in Illinois for retirees seeking a lively yet relaxed suburban atmosphere. The city has a strong healthcare network, walkable neighborhoods, and a thriving arts scene. Retirees can enjoy the Elmhurst Art Museum, local theaters, and community events. With its safe environment, good dining, and senior-friendly programs, Elmhurst offers a balanced retirement lifestyle that appeals to many looking for comfort and connection.
16. Hinsdale
Hinsdale is one of the best places to retire in Illinois for those seeking an upscale suburban lifestyle with easy access to Chicago. The community is known for its beautiful homes, walkable downtown, and safe neighborhoods. Retirees enjoy access to excellent healthcare facilities, boutique shopping, and fine dining. The village also has several parks and cultural activities that promote an active lifestyle. Hinsdale’s combination of elegance, safety, and convenience makes it attractive to retirees.
17. Aurora
Aurora is among the best places to retire in Illinois because of its affordability and vibrant community. Retirees appreciate the city’s diverse cultural scene, Fox River trails, and numerous parks. Healthcare services are reliable, with several hospitals nearby. Aurora also has a thriving arts district and entertainment options that keep retirees engaged. Its affordable housing and welcoming neighborhoods make it a strong choice for those who want both activity and comfort in retirement.
18. Oak Park
Oak Park is one of the best places to retire in Illinois for those who value cultural richness and historic charm. Famous for its Frank Lloyd Wright architecture, Oak Park offers retirees a unique environment filled with museums, art galleries, and community events. Its close proximity to Chicago allows access to world-class healthcare and entertainment while maintaining a quieter lifestyle. Walkable neighborhoods, diverse dining, and senior-friendly amenities make Oak Park an excellent retirement choice.
19. Moline
Moline is part of the Quad Cities and is considered one of the best places to retire in Illinois for its affordability and small-city feel. Retirees enjoy Mississippi River views, outdoor recreation, and community events. Healthcare is readily accessible with quality hospitals in the area. The city also offers cultural attractions such as performing arts centers and museums. For retirees looking for a peaceful setting with affordable living, Moline is a top choice.
20. Gurnee
Gurnee ranks among the best places to retire in Illinois thanks to its suburban comfort, strong healthcare options, and easy access to both Chicago and Milwaukee. The community is home to shopping centers, dining spots, and entertainment venues. Retirees also enjoy local parks and recreational facilities. Gurnee’s safe neighborhoods and supportive community make it ideal for retirees seeking a suburban environment with plenty of amenities close by.
21. Skokie
Skokie is one of the best places to retire in Illinois due to its welcoming community and strong healthcare facilities. Retirees enjoy cultural institutions like the North Shore Center for the Performing Arts and the Skokie Northshore Sculpture Park. The village offers a mix of suburban peace and access to Chicago’s attractions. With senior-friendly services, walkable neighborhoods, and cultural opportunities, Skokie appeals to retirees who want balance in their retirement lifestyle.
22. Downers Grove
Downers Grove is considered one of the best places to retire in Illinois for its blend of charm, convenience, and healthcare access. The community features a walkable downtown, cultural events, and numerous parks. Retirees enjoy a welcoming environment with access to hospitals and senior programs. Its proximity to Chicago provides additional amenities while still offering a quieter suburban lifestyle. Downers Grove is ideal for retirees who want comfort, safety, and community engagement.
23. Belleville
Belleville is one of the best places to retire in Illinois for those seeking affordability and small-town warmth. Located near St. Louis, retirees enjoy cultural experiences, community festivals, and convenient healthcare. The cost of living is lower than many larger Illinois cities, making it attractive to retirees on a budget. Belleville’s historic charm, friendly neighborhoods, and slower pace of life make it a comfortable and inviting retirement destination.
24. Normal
Normal ranks among the best places to retire in Illinois for its affordability and vibrant college-town atmosphere. Home to Illinois State University, retirees can enjoy cultural events, lectures, and performances. The city also has reliable healthcare facilities and a strong sense of community. With affordable housing and easy access to entertainment, Normal provides retirees with opportunities to stay active and engaged while enjoying a peaceful lifestyle.
25. Lake Forest
Lake Forest is one of the most picturesque best places to retire in Illinois, known for its beautiful lakefront, historic homes, and upscale amenities. Retirees enjoy access to golf courses, parks, and cultural institutions. The city provides excellent healthcare services and a safe, serene environment. Lake Forest appeals to retirees seeking a luxurious and refined lifestyle while still being close to Chicago for additional cultural and healthcare opportunities.
26. Palatine
Palatine is among the best places to retire in Illinois thanks to its suburban charm, affordability, and strong sense of community. Retirees appreciate its vibrant downtown, local festivals, and access to healthcare services. The village offers a variety of parks and recreational activities, making it appealing to those who enjoy staying active. Palatine’s balance of affordability and suburban comfort makes it an attractive retirement option.
27. Carbondale
Carbondale is considered one of the best places to retire in Illinois for retirees who appreciate nature and a university-town atmosphere. Surrounded by the beauty of southern Illinois, including Shawnee National Forest, retirees can enjoy hiking, fishing, and outdoor activities. Southern Illinois University brings cultural and educational opportunities, while local healthcare facilities provide reliable services. Carbondale offers an affordable lifestyle with access to natural beauty and community connections.
28. Crystal Lake
Crystal Lake is one of the best places to retire in Illinois for its blend of suburban comfort and natural amenities. Retirees enjoy the namesake lake, numerous parks, and community events. The city provides quality healthcare facilities and a safe, welcoming environment. With a charming downtown and senior-friendly programs, Crystal Lake offers retirees a peaceful lifestyle while still maintaining access to suburban conveniences and entertainment.
29. Highland Park
Highland Park ranks as one of the best places to retire in Illinois because of its cultural amenities and lakefront setting. Retirees enjoy Ravinia Festival concerts, art galleries, and scenic parks. The community offers reliable healthcare facilities and a safe environment. Highland Park combines small-town warmth with access to Chicago’s resources, making it attractive for retirees who value arts, culture, and a peaceful yet active retirement.
30. Edwardsville
Edwardsville is one of the best places to retire in Illinois for its affordability, educational opportunities, and welcoming community. Home to Southern Illinois University Edwardsville, the city offers cultural activities, lectures, and performances. Retirees enjoy parks, bike trails, and easy access to healthcare services. The affordable housing and strong community spirit make Edwardsville appealing to retirees seeking a balance of comfort, activity, and affordability.
Reasons Why They Are The Best Places to Retire in Illinois
- Availability of high-quality healthcare facilities in both cities and suburbs
- Affordable housing options in many communities compared to other states
- Cultural richness with museums, theaters, and music festivals
- Access to natural beauty including lakes, parks, and trails
- A wide variety of dining, shopping, and recreational amenities
- Proximity to Chicago for those who enjoy urban attractions but prefer suburban living
- Strong sense of community with welcoming neighborhoods and local events
- Opportunities for lifelong learning through universities and community programs
Cost of Living in These Best Places to Retire in Illinois
- Housing costs are lower than the national average in many areas such as Peoria and Decatur
- Property taxes can be higher in suburban communities, but are balanced by local amenities
- Utility expenses remain moderate compared to other Midwestern states
- Transportation costs are affordable, with easy access to highways and public transit in suburban areas
- Healthcare costs are reasonable with access to top-rated hospitals and clinics
- Food and grocery prices stay in line with the national average
- Entertainment and cultural activities vary in price, with many communities offering affordable or free options for seniors
Benefits of Living in These Best Places to Retire in Illinois
- Access to some of the best healthcare institutions in the Midwest ensures peace of mind
- Affordable communities allow retirees to stretch their savings further
- A mix of small-town and suburban living means retirees can choose their preferred pace of life
- Ample opportunities for cultural enrichment through theaters, concerts, and art galleries
- Outdoor activities are widely available, from lakefront walks to scenic forest trails
- Community programs and senior centers promote social connections and active lifestyles
- Proximity to major cities like Chicago or St. Louis provides additional healthcare, cultural, and entertainment benefits
Conclusion
The best places to retire in Illinois offer retirees a lifestyle that balances comfort, affordability, and engagement. With safe neighborhoods, welcoming communities, and a wide range of amenities, Illinois provides multiple retirement options that fit different lifestyles and budgets. Retirees can choose vibrant suburban towns, historic communities, or affordable cities, all with access to strong healthcare and cultural opportunities. For those planning retirement, Illinois remains a strong contender for a balanced and fulfilling lifestyle.