Eddie PhilipsWhen you need to exchange currency in the UK — for travel, business, or investment — the provider you choose can make a big difference in rates, fees, and convenience. Below is a list of the top 50 currency exchange providers in the UK, covering high-street travel money bureaus, FX brokers, fintech, and trading platforms.
Top Best 50 Currency Exchange In The UK
1. Travelex
Travelex is the UK’s most recognized currency exchange brand with 600+ stores including airport locations.
Pros: Widely available, online order + collect.
Cons: Rates can include higher margins at airports.
2. Eurochange
Eurochange has ~190 branches across the UK.
Pros: No commission, wide currency range, buy-back service.
Cons: Rates vary by branch; exotic currencies limited.
3. ChangeGroup
Offers 0% commission on many transactions and next-day home delivery.
Pros: Low fees, online ordering, large branch network.
Cons: Some currencies may have premium margins.
4. No1 Currency
No1 Currency provides “no fees, no commission” service.
Pros: Transparent pricing, zero commission.
Cons: Rates may not always be the absolute best.
5. Thomas Exchange Global
Popular in central London for competitive rates.
Pros: Strong rates, good central locations.
Cons: Less coverage outside big cities.
6. Post Office Travel Money
A trusted choice for UK travelers, offering cash and currency cards.
Pros: Many branches, reliable service.
Cons: Sometimes higher rates than specialist bureaux.
7. Marks & Spencer (M&S) Travel Money
M&S provides travel cash services in selected stores.
Pros: Premium service, trusted brand.
Cons: Limited currency range, fewer branches.
8. Asda Travel Money
Competitive rates for common currencies, available in supermarkets.
Pros: Convenient locations, easy access.
Cons: Exotic currencies not always available.
9. Sainsbury’s / Fexco
Travel money service offered in partnership with Fexco.
Pros: Supermarket convenience, trusted brand.
Cons: Rates may not be the cheapest.
10. Sterling Currency Services
Provides good coverage and competitive buy/sell spreads.
Pros: Competitive rates.
Cons: Limited locations in smaller towns.
11. The Currency Club
Offers competitive rates on many currencies.
Pros: Excellent for multiple currencies.
Cons: Fewer branches than bigger chains.
12. ACE-FX
Specialist bureau ideal for less mainstream currencies.
Pros: Rare currencies available.
Cons: May require advance ordering.
13. FairFX
Offers cash travel money and multi-currency cards.
Pros: Flexible digital experience, app support.
Cons: Card and cash rates differ.
14. First Choice / Thomson
Travel brands with integrated currency exchange services.
Pros: Convenient for holidaymakers.
Cons: Rates less favorable than specialized FX shops.
15. John Lewis Foreign Currency
Available in larger John Lewis stores.
Pros: Premium service, reliable.
Cons: Limited branch presence.
16. Moneycorp
UK’s oldest FX broker, ideal for transfers and forward contracts.
Pros: Wide currency coverage, personal and business services.
Cons: Best rates may require larger sums.
17. TorFX
FX broker known for excellent rates on large transfers.
Pros: Forward contracts available, high-touch service.
Cons: Not ideal for small ad-hoc transfers.
18. Currencies Direct
Broker specializing in cross-border payments.
Pros: Reliable, competitive rates.
Cons: Requires quotes, not walk-in.
19. CurrencyFair
Peer-to-peer money transfer platform.
Pros: Good rates, peer matching.
Cons: Transfers may take longer.
20. Wise (formerly TransferWise)
Popular fintech for international transfers.
Pros: Transparent fees, multi-currency account.
Cons: Not suitable for cash travel money.
21. Revolut
App-based multi-currency platform.
Pros: Real-time FX, multi-currency accounts.
Cons: Fees outside free allowances.
22. OFX
Specialized in large international transfers.
Pros: No transfer fees above certain limits.
Cons: Not for small cash transactions.
23. Key Currency
Boutique UK broker with excellent customer service.
Pros: Personalized service, limit orders.
Cons: Requires registration.
24. Regency FX
Boutique FX broker recommended for bespoke transfers.
Pros: High-touch service.
Cons: Smaller than large brokers.
25. Midpoint
Peer-to-peer FX matching platform.
Pros: Very competitive rates.
Cons: Limited currency pairs; matching may take time.
26. Ebury
FX provider for SMEs, focused on hedging and cross-border payments.
Pros: Business-focused, flexible.
Cons: Primarily B2B.
27. IG Group
UK forex trading broker.
Pros: Wide instruments, deep liquidity.
Cons: Not for physical cash.
28. CMC Markets
Advanced platform for FX trading.
Pros: Strong tools, educational resources.
Cons: Requires trading experience.
29. Forex.com
FCA-regulated broker offering 80+ currency pairs.
Pros: Competitive spreads.
Cons: Trading risk.
30. eToro
Social trading platform including forex.
Pros: Copy trading available.
Cons: Not for cash exchange.
31. XTB
Global broker with UK presence.
Pros: Tight spreads, strong platform.
Cons: Trading minimums.
32. Saxo Markets
Institutional-grade FX trading platform.
Pros: Research, multi-asset support.
Cons: Higher cost for small traders.
33. Pepperstone
Popular broker for tight spreads.
Pros: Efficient execution.
Cons: Not for travel money.
34. Interactive Brokers
Professional-grade forex and multi-asset broker.
Pros: Advanced tools, many pairs.
Cons: Complex platform.
35. Trade Nation
Low-cost FX broker for UK clients.
Pros: Simple pricing.
Cons: Less recognition.
36. SaxoFX
Saxo’s dedicated forex platform.
Pros: Multi-asset, strong research.
Cons: High minimums.
37. Global Prime
Highly rated forex broker.
Pros: Excellent trading conditions.
Cons: Serious traders only.
38. Hantec Markets
Legacy UK broker, MT4 support.
Pros: Solid platform.
Cons: Not ideal for small trades.
39. Eightcap
Broker offering competitive spreads.
Pros: Good tools, tight spreads.
Cons: Less known in the UK.
40. Business Foreign Exchange
Commercial FX provider for UK businesses.
Pros: Tailored hedging solutions.
Cons: B2B focused.
41. Global Reach
Money transfer and FX provider for personal and business transfers.
Pros: Good for large transfers.
Cons: Limited cash exchange.
42. Xendpay
Low-cost cross-border transfer service.
Pros: Affordable peer-to-peer focus.
Cons: No physical branches.
43. Leftover Currency
Exchanges leftover travel money.
Pros: Good for small leftover cash.
Cons: Not suitable for large transfers.
44. GC Partners
Reputable UK FX provider.
Pros: Good service, regulated.
Cons: Minimum transaction requirements.
45. Currency Exchange Corporation Ltd (CEC Ltd)
Established FX broker.
Pros: Trusted, regulated.
Cons: Limited branch network.
46. Manor FX
UK currency broker with strong reviews.
Pros: Transparent, customer-focused.
Cons: Not all currencies supported.
47. Currency Village Ltd
FCA-regulated UK currency provider.
Pros: Credible, safe.
Cons: Smaller footprint.
48. Capital Money Exchange Ltd
FCA-listed FX service.
Pros: Regulated, secure.
Cons: Limited retail visibility.
49. Unique Exchange Ltd
Licensed FX provider.
Pros: Safe, regulated.
Cons: Less known.
50. OneWorld Foreign Exchange Ltd
FCA-registered bureau de change.
Pros: Legitimacy, potential for cash & non-cash FX.
Cons: Less retail visibility.
Conclusion
Choosing the right currency exchange provider in the UK depends entirely on your needs, preferences, and the type of transaction. For travelers, high-street bureaux like Travelex, Eurochange, and ChangeGroup provide convenience, transparency, and physical cash availability. If you are sending money abroad or managing larger sums, specialized brokers such as Moneycorp, TorFX, and Currencies Direct offer better rates, hedging options, and personalized service. Meanwhile, fintech solutions like Wise, Revolut, and FairFX combine speed, competitive rates, and digital convenience, making them ideal for modern money transfers.